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Fair Debt Collection
... either situation, the Fair Debt Collection Practices Act (FDCPA) requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law ...

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... Fair Debt Collection Practices Act. Also consult the Federal Trade Commission ... What Types of Debt Collection Practices are Prohibited? A Debt Collector may NOT ...

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Latest Fair Debt Collection Practices Act News

'Zombie debt' bites couple (Detroit News)
Q . My husband and I paid off a credit card two months ago but started getting collection calls last week saying we hadn't paid in two months. That's true, but only because we had no balance! I called the credit card company and asked for our balance and said I would pay it off. They confirmed that the balance is zero. What should I do about this zombie debt? The debt collectors are very rude.
Consumers file lawsuit against two M'ville collection agencies (Post-Tribune)
A pair of Merrillville debt collection companies are facing a class-action lawsuit in federal court for allegedly violating federal debt collection law.
Should dad pay bankruptcy debt? (Bankrate.com via Yahoo! Finance)
Co-signer's legal obligation in Chapter 7 depends on state statute, says the Bankruptcy Adviser.
Lawyers can help fight off collectors (The Record)
How long can a collection agency collect on credit card debts that are more than 7 years old? The statute of limitations on such debt is four years in my state. How can I stop collectors from contacting me, and what are the repercussions on my part if I succeed? Can they continue to hit my credit?
Should co-signer pay bankruptcy debt? (Bankrate.com)
Dear Bankruptcy Adviser, I filed a Chapter 7 bankruptcy five years ago. My dad was a co-signer on a credit card and he did not file bankruptcy. The creditor has sold the $7,500 debt to a collection agency to try and collect from my father.
The only way to avoid debt collectors is to pay your bills (The Record Searchlight)
Q. How long can a collection agency collect on credit card debts that are more than 7 years old? The statute of limitations on such debt is four years in my state. How can I stop collectors from contacting me, and what are the repercussions on my part if I succeed? Can they continue to hit my credit?
Steve Bucci: How long can collectors pursue debtors? (Arizona Daily Star)
Q How long can a collection agency pursue credit-card debts more than seven years old? The statute of limitations on such debt is four years in my state. How can I stop collectors from contacting me? Can they continue to hit my credit?

Previous Forum Posts/Comments about fair debt collection practices act

Posted on: Nov 22, 08 07:50 pm by: Bob Goggins
national interestHeh, look at what I found...

Also, be wary of any advertisement that offers to sell you a document you can use to "legally" eliminate an outstanding credit card balance or other debt, don't believe it. U. S.

Posted on: Nov 22, 08 10:03 am by: Kathy Tschannen
nuvellCan any of you give me some advice about this?...

7 trillion, America is gearing up for another expensive Valentines Day. Jim Trippon CPA, one of America's foremost authorities on the money habits of self made millionaires, says the "well intentioned gifts of Valentine's Day often produce money arguments the rest of the year. " Trippon, who runs the website stayrichforever.

Posted on: Nov 21, 08 05:03 pm by: Jennifer Flores
creditorWhat do you all think of this?...

Our nation's credit system is the finest in the world, offering readily available, convenient, affordable credit. Americans take the credit card for granted. And that's the point.

Posted on: Nov 21, 08 11:05 am by: Jeff Cornejo
nonprofit debt consolidationLook at what finally happened...

It will thus be important to closely look for such clauses when signing on the dotted line. Having agreed to the terms once there is no looking back again. May be there is no second chance for a remortgage.

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