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Latest Personal Finance Guide News
Americans as a whole are having difficulty with investing. Half admit to feeling confused.
As the estimated 1.5 million Americans who graduated from college this past spring begin to settle into their first job, their first post-graduate apartment, and essentially, into the rest of their lives, many will be confronted with new-found freedoms, including financial independence.
Fund investors can get rich, too.
Graduations are a big deal in my family. Whether it's for high school or college, everybody makes it a point to send along at least a token to acknowledge the recent grad's accomplishment.
Looking for a practical graduation gift for a fledgling professional? Here are a few suggestions:
Graduations are a big deal in my family. Whether it's for high school or college, everybody makes it a point to send along at least a token to acknowledge the recent grad's accomplishment.
Why it's a must-read: "This was a reading assignment in an M.B.A. entrepreneurship class that I snuck into at Indiana University. Bottom line is that among the many patriotic things you can do, one is get rich and pay your taxes."
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Previous Forum Posts/Comments about personal finance guide
| Posted on: Nov 20, 08 01:58 am by: Amy Babcock |
 | Can any of you give me some advice about this?...
Traditionally, when a person filed for personal bankruptcy, Chapter 7 was the preferred method. Since the purpose was not to punish, but to provide a "fresh start," debtors would have certain types of assets that were exempt from liquidation and could cancel all debts remaining after liquidation. True, this is harmful to a person's credit rating.
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| | Posted on: Nov 19, 08 02:10 pm by: Ben Nielson |
 | I found this while looking on the internet...
Look at how much you spent last year on life's necessities
-- food and fuel and savings and mortgage payments. Determine
where you want the rest of it to go; plan to spend on that new
car or family vacation if it's important to you this year;
allow a slush fund for the occasional fun splurge.
Too many priorities for the cash available.
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| | Posted on: Nov 19, 08 09:56 am by: Grace Allen |
 | Look at what finally happened...
Many profit by skimming a portion of the money. Taxpayers, not tax professionals, bear ultimate responsibility for the accuracy of tax returns.
_Credit Counseling.
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| | Posted on: Nov 18, 08 12:59 pm by: Amy Perkins |
 | I found this while looking on the internet...
By the time the real bill -- the one you have to pay, at least in part -- arrives in the mail, you can't even remember why all this stuff was so important to have that you couldn't wait until the next paycheck to buy it.
When is indebtedness ever OK. "OK" debt typically has an interest rate that's less than 10%; some tax advantage; and is due to a purchase whose value increases over time.
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