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Highest User Reviewed Service

39% of users rated this service #1
score CreditAndDebt.com
Users selected this service because they found creditanddebt.com to be quick and easy to use. Price of the service was fair, as reported by most users. Service was said to be quicker than local brick and mortar credit services.

Second Highest User Reviewed Service

31% of users rated this service #1
ncde LowerMyBills.com
Users chose this bill consolidation service due to its overall effectiveness. Users declared that the price was reasonable, and service adequate. Many comments concerning LowerMyBills.com include the words "very effective" and "easy".

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Previous Forum Posts/Comments about debtconsolidation

Posted on: Nov 21, 08 05:37 pm by: Katie Jones
us credit card debtI found this while looking on the internet...

The most common form of unsecured debt is credit card obligations. "The means test will mean a massive increase in the number of Chapter 13 filings," said Aaron Malo, a partner at the law firm Sheppard Mullin. Under Chapter 13, debtors must agree to a repayment plan that lasts five years.

Posted on: Nov 21, 08 08:02 am by: Jamal Flores
bad debt collectionLook at what finally happened...

There's a lot more to learn about your credit record and credit score. Take some time to brush up, and it could save you thousands when you want to borrow money. Here are some enlightening articles on the topic by Fool credit expert Dayana Yochim: Why Pay to Peek at Your Credit File.

Posted on: Nov 20, 08 09:21 pm by: Kathy Ayala
procollectI thought that this was awesome when I first read it...

According to Automobile finance Study, 82% of the new vehicle loans are over four years while 31% of them are over five years. When you agree to more than 72 car payments, it means that you are overburdening your monthly budget. Car is a possession which depreciates rapidly so in case you intend to sell it, it is not a good idea to sell a car which already has a loan on it.

Posted on: Nov 20, 08 12:31 am by: Amy Ayala
debtfreeLook at what finally happened...

Investment in the stock market helps the fund to grow with leaps and bounds because of the good returns that the stocks fetch. However, the borrower is completely broke in case the stocks do not work well. In this case the borrower will have to repay the amount through his own resources.

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